Your use of the Website is governed by the then current Terms in effect on the date of such use. REIMU may, at its sole discretion, modify and replace the Terms at any time and without prior notice to you by posting the updated Terms on the Website. By using and accessing the Website, you will be deemed to have accepted and will be legally bound to the updated Terms at the time of each use of the Website, whether or not you have reviewed such updated Terms. The resolution of any dispute that arises between you and REIMU concerning your use of the Website will be governed by the Terms in effect at the time of your use of the Website and the events giving rise to the dispute. REIMU reserves the right, in its sole discretion, to REIMU or otherwise discontinue your access and use of the Website at any time and for any reason. You agree that REIMU and its subsidiaries and affiliates will not be liable to you or to any third party for any such modification, suspension or discontinuance.
These Terms are in addition to any other agreements between you and REIMU, including any customer, account or marketing agreements, and any other agreements that govern your use of products, services, content, tools, and information available on the Website. This Agreement does not alter in any way the terms or conditions of any other agreement you may have with REIMU or its subsidiaries or affiliates.
This Agreement applies to all users of the Website, including investment sponsors, investment managers, current and prospective investors and visitors to the Website, who in any way use the Website. Nothing in these Terms shall be deemed to confer rights on Users or third parties.
Anyone is permitted to access and view the public areas of our Website. However, the use of our Website for investment or any other purposes is intended only for those individuals who are at least 18 years old (and at least the legal age in your jurisdiction) acting in an individual capacity or who are legally authorized and acting on behalf of a legally and validly formed entity, who has provided to us personal information and/or created a profile and whose access has been authorized by us, but not suspended or removed (an “Authorized User”). Membership in the Service is void where prohibited. By entering the Website through a user ID and password, you represent that you are the individual to whom the user ID and password have been authorized, you have not transferred to, or permitted access to the Website using your user ID and password by, any other person and your profile and other information provided in or through the Website is current, accurate, truthful and complete. You further represent and warrant that you have the right, authority and capacity to enter into this Agreement and to abide by all of the terms and conditions of this Agreement. The password-protected areas of our Website are available only to Authorized Users.
REIMU may, in its sole discretion, refuse to permit access to the Website to any person. Access to the Website is not available to any user who has been suspended or removed from the Website. By accessing the Website, including entering a user ID and password, you represent that you are an Authorized User.
ONLINE MEMBERSHIPS AND DIGITAL CONTENT
Our Rookie Investor Level is a free, lifetime membership that provides access to certain online digital content as posted on our website. Our Professional Investor Leve; is a RECURRING SUBSCRIPTION MEMBERSHIP. There is an initial upfront fee and then a yearly recurring fee. Current fees will be posted on our website. There are NO refunds once a payment has been made. You may cancel at any time and will have continued access at your current level and through the end of your paid membership period. The Professional Investor Membership converts to the Free Rookie Investor Level upon cancelation or expiration.
ALL REI MASTERY U WEBSITE CONTENT IS PROVIDED DIGITALLY ONLINE THROUGH OUR WEBSITE. THIS CONTENT IS NOT DOWNLOADANBLE OR AVAILABLE FOR DELIVERY. ALL CONTENT IS COPYRIGHTED BY REI MASTERY U, LLC.
All MASTERY COURSES are “add-on” content purchases to the Professional Investor level. YOU MUST BE AN ACTIVE, SUBSCRIBING MEMBER AT THE PROFESSIONAL INVESTOR LEVEL (or in a Coaching Program) TO HAVE CONTINUED ACCESS TO ANY PURCHASED MASTERY COURSE.
ALL ONLINE CONTENT IS FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY. IT IS NOT INTENDED AS LEGAL, ACCOUNTING, TAX, INVESTMENT OR FINANCIAL ADVICE. THE USE OF ALL CONTENT IS AT YOUR OWN RISK. THE INFORMATION IS GENERAL REAL ESTATE INVESTING TECHNIQUES AND ISSUES AND CAN VARY STATE BY STATE. YOU ARE ENCOURAGED TO REVIEW ANY LEGAL ISSUES OR DOCUMENTS WITH YOUR OWN COUNSEL IN THE STATE YOUR ARE INVESTING IN.
ONLINE LEGAL PRODUCTS AND FORMS
All online legal product and forms purchases are provided REI Legal, LLC and Breglio Law Office. There are NO REFUNDS for any online purchase. All forms and documents are Copyrighted by REI Legal, LLC, Breglio Law Office or REI Mastery U, LLC. All forms are provided for your own use and not for resale or gift to others. As general legal forms, your use of any such forms are at your own risk. You are encouraged to have any and all legal documents, forms, contracts or entities reviewed and approved by your own legal, tax or financial advisors.
All live events are also subject to the Terms and Conditions listed herein. While we may attempt to accommodate situations where you may not be able to attend, there are no refunds or exchanges of any live event. If a live event is recorded, that recording is not available by reason of attendance at the live event. All recordings will be available to members of the REI Mastery U website at various levels. Paying subscriptions may be required for access to recorded live events.
Mastery Consulting packages include our Professional Investor Level Membership with access to both the Rookie Investor and Professional Investor online video educational programs, as well as access to our optional Mastery Course add-ons. Membership begins as of your date of subscription and runs through each anniversary date.
All Mastery Consulting packages are recurring subscriptions. Your credit card will be processed each year until you cancel. You may cancel at any time and still receive benefits until the end of the year for which you’re subscribed. There are no refunds of any kind, in part or in full, once you have subscribed.
Your package comes with either four (4) or eight (8) hours of consult time. This time is for phone consultations only. You will schedule consultation times through the Mastery Scheduler. You may use your time any way you’d like. Time is “use it or lose it.” All time must be used between the date of subscription through the next anniversary date.
Legal work includes all real estate documents, forms, contracts, business entities, and other legal products provided by Breglio Law Office. All legal services will be provided by Breglio Law Office and not REI Mastery U. Discount applies to all fees associated with legal products and services. The discount does not apply to certain recoupable expenses, including by not limited to, filing fees, recording fees, bank fees, printing and mailing fees. Please see www.BreglioLaw.com for current price list on legal products and services.
ONLINE SALES; REFUND POLICY
There are NO refunds for purchases made through https://reimasteryu.com. If you have registered for a live Education and are unable to attend, please contact us and we may be able to offer a make-up class (at an additional fee) or substitute another person for no additional fee. For clarification purposes, there are NO refunds of any payment made through https://reimasteryu.com or for any course, education or seminar.
FEES AND PAYMENTS
If you select a paid membership level, we bill you through your online account (“Account”) for use of the Service. You agree to pay REIMU all charges at the prices you agreed to for any use of the Service by you or other persons (including your agents) using your Account, and you authorize REIMU to charge your chosen payment provider (“Payment Method”) for the Service. You agree to make payment using that selected Payment Method. REIMU may correct any billing errors or mistakes that it makes even if it has already requested or received payment. This Section includes any agreements you made with REIMU on the Website when becoming a Member or subscribing to the Service. The terms of your payment will be based on your Payment Method and may be determined by agreements between you and the financial institution, credit card issuer or other provider of your chosen Payment Method.
If you select a recurring paid membership option, your subscription will continue indefinitely until cancelled by you. After your initial subscription commitment period, and again after any subsequent subscription period, your subscription will automatically continue for an additional equivalent period, at the price you agreed to when subscribing. You agree that your account will be subject to this automatic renewal feature. If you cancel your subscription, your subscription will not be renewed after your then-current term expires. You won’t be eligible for a prorated refund of any portion of the subscription fee paid for the then-current subscription period. By subscribing, you authorize REIMU to charge your Payment Method now and again at the beginning of any subsequent subscription period. You also authorize us to charge you for any sales or similar taxes that may be imposed on your subscription payments. Upon the renewal of your subscription, if https://bregliolaw.com does not receive payment from your Payment Method provider, (i) you agree to pay all amounts due on your Billing Account upon demand, and/or (ii) you agree that bregliolaw.com may either terminate or suspend your subscription and continue to attempt to charge your Payment Method provider until payment is received (upon receipt of payment, your account will be activated and for purposes of automatic renewal, your new subscription commitment period will begin as of the day payment was received).
Your non-termination or continued use of the Service reaffirms that REIMU is authorized to charge your Payment Method. REIMU may submit those charges for payment and you will be responsible for such charges. This does not waive our right to seek payment directly from you. Your charges may be payable in advance, in arrears, per usage, or as otherwise described when you initially subscribed to the Service.
FREE TRIALS AND OTHER PROMOTIONS
Any free trial or other promotion that provides Member-level access to the Service must be used within the specified time of the trial. Your subscription of the trial period may be terminated at the end of the trial period or it may revert to a paid subscription service subject to the terms of your agreement with REIMU.
This Agreement will remain in full force and effect while you use the Website and/or are a Member. You may terminate your membership and/or subscription at any time, for any reason, by following the instructions on the Cancel Subscription pages on the Website, or you may Contact us. You may terminate your subscription at any time. Your services will continue through the end of the period for which you’ve paid. REIMU may terminate your membership and/or subscription by sending notice to you at the email address you provide in your application for membership, or such other email address as you may later provide to us. If we terminate your membership in the Service because you have breached this Agreement, you will not be entitled to any refund of unused subscription fees. All decisions regarding the termination of accounts shall be made in the sole discretion of REIMU. REIMU is not required to provide you notice prior to terminating your membership and/or subscription. REIMU is not required, and may be prohibited, from disclosing a reason for the termination of your account. After your membership or subscription is terminated, all terms that by their nature may survive termination of this Agreement shall be deemed to survive such termination.
NON-COMMERCIAL USE BY NONMEMBERS PROHIBITED
The Website is for the personal use of individual Members only and may not be used in connection with any commercial endeavors. Organizations, companies, and/or businesses may not become Members and should not use the Service or the Website for any purpose. Illegal and/or unauthorized uses of the Website, including collecting usernames and/or email addresses of members by electronic or other means for the purpose of sending unsolicited email and unauthorized framing of or linking to the Website may be investigated, and appropriate legal action will be taken, including without limitation, civil, criminal, and injunctive redress. Use of the Website is with the permission of REIMU, which may be revoked at any time, for any reason, in REIMU’s sole discretion.
If you create an account and become a registered user of the Website, you agree to (i) provide accurate, current and complete information about you as may be prompted at registration (“Account Information”); (ii) maintain the security of your password and identification; (iii) maintain and promptly update your Account Information, and any other information that you provide to REIMU (such as a change in billing address, card number or expiration date), to keep it accurate, current and complete; and (iv) accept all risks of unauthorized access to your personal information and any other information you provide to REIMU. You further agree to promptly notify us if your Payment Method is canceled (including if you lose your card or it is stolen), or if you become aware of a potential breach of security (such as an unauthorized disclosure or use of your name or password). Changes to such information can be made at “Account” on the Website. If you fail to provide us any of the foregoing information, you agree that you are responsible for fees accrued under your Billing Account. In addition, you authorize us to obtain updated or replacement expiration dates and card numbers for you credit or debit card as provided by your credit or debit card issuer.
You are responsible for maintaining the confidentiality of the username and password that you designate during the Registration process, and you are fully responsible for all activities that occur under your username and password. You agree to (a) immediately notify REIMU of any unauthorized use of your username or password or any other breach of security, and (b) ensure that you exit from your account at the end of each session. REIMU will not be liable for any loss or damage arising from your failure to comply with this provision. You should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information.
YOUR INTERACTIONS WITH OTHER MEMBERS
YOU ARE SOLELY RESPONSIBLE FOR YOUR INTERACTIONS WITH OTHER MEMBERS. YOU UNDERSTAND THAT REIMU CURRENTLY DOES NOT CONDUCT CRIMINAL BACKGROUND CHECKS ON ITS MEMBERS AND ALSO DOES NOT INQUIRE INTO THE BACKGROUNDS OF ALL OF ITS MEMBERS OR ATTEMPT TO VERIFY THE STATEMENTS OF ITS MEMBERS. REIMU MAKES NO REPRESENTATIONS OR WARRANTIES AS TO THE CONDUCT OF MEMBERS.
NO SOLICITATION, RECOMMENDATION, OR ADVICE
None of Opinions, advice, statements, offers, or other information or content made available through the Website or the Service constitutes a recommendation, solicitation or offer to buy or sell any securities, options or other financial instruments or other assets or the provision of investment advice. The information contained in the Website has been prepared without reference to any particular user’s investment requirements or financial situation. REIMU does not: (i) guarantee the accuracy, completeness, or usefulness of any information on the Service, or (ii) adopt, endorse or accept responsibility for the accuracy or reliability of any opinion, advice, or statement made by any party that appears on the Website. The Website is not intended for use by any person or entity in any jurisdiction where the provision or use thereof would be contrary to applicable laws, rules or regulations or where REIMU is not authorized to provide such use.
You acknowledge that you are not relying on REIMU or any of its affiliates, officers, directors, partners, agents or employees in making an investment decision. REIMU does not endorse any investments and shall not be responsible in any way for any transactions you enter into with other users. You agree that REIMU and its affiliates, officers, directors, partners, agents or employees will not be liable for, and you will indemnify such parties against, any losses or damages arising out of or incurred as a result any reliance on information or other content posted on the Website or transmitted to or by any Members.
Unauthorized use of the Website, including, but not limited to, unauthorized entry into our systems, the misuse or sharing of passwords or misuse of any other information, is strictly prohibited. You may not use the Website in any manner that could damage, disable, overburden, or impair the operations of the Website or interfere with any other party’s use and enjoyment of the Website. You agree that you will not engage in any activities related to the Website that are contrary to applicable laws or regulations. You may be liable and may be required to indemnify for any losses or damages incurred by REIMU or authorized users due to any unauthorized use of your user ID and Password.
You further agree that you are responsible for any unauthorized use of your user ID and Password that is made before you have notified us and we have had a reasonable opportunity to act on that notice. REIMU reserves the right at its discretion to suspend or cancel your account and/or password, even without receiving such notice from you, if we suspect that it is being used in an unauthorized or fraudulent manner.
You are solely responsible for maintaining the confidentiality of your authorized access to the Website and you agree to promptly report any unauthorized or suspicious activity to us by email at email@example.com.
The Website contains proprietary property/content of REIMU (such as logos, copyrights, trademarks, technology, processes, etc.) (“REIMU Proprietary Property”), which may be protected by copyright, trademark, patent, trade secret, and other laws. REIMU owns and retains all rights in and to the REIMU Proprietary Property. REIMU hereby grants you a limited, revocable, nonsublicensable license to display and/or utilize the REIMU Proprietary Property solely for your use in connection with using the Website for the purposes authorized by these Terms. Except as explicitly permitted herein or unless you have received express, prior written permission, from REIMU, you do not have the right to use the REIMU Proprietary Property for any commercial use or to receive any monetary or other compensation in connection with the REIMU Proprietary Property. Except as expressly provided by this Agreement, your use of REIMU Proprietary Property is strictly prohibited.
The Website may contain proprietary property/content provided by one or more third parties, such as logos, copyrights, trademarks, etc. (“Third Party Proprietary Property”). REIMU hereby grants you a limited, revocable, nonsublicensable license to display and/or utilize the Third Party Proprietary Property solely for your use in connection with using the Website for the purposes authorized by these Terms. You do not have the right to use the Third Party Proprietary Property for any commercial use or to receive any monetary or other compensation in connection with the Third Party Proprietary Property. Except as expressly provided by this Agreement, your use of the Third Party Proprietary Property is strictly prohibited.
Unless expressly permitted by these Terms or in the Website, you may not copy, modify, edit, translate, publish, broadcast, transmit, distribute, perform, display, sell or otherwise use any REIMU Proprietary Property, any Third Party Proprietary Property or any other content appearing on or through the Website. You acknowledge that REIMU is not responsible for, does not control and makes no representation or warranty regarding the reliability, accuracy, usefulness, safety, legitimacy or quality of any content. REIMU does not endorse any content on the Website or any statement, opinion, suggestion or advice contained therein, and REIMU expressly disclaims any and all liability in connection therewith. You agree that you will bear any and all risk of reliance on the accuracy, validity or legitimacy of any content on the Website. You further understand and agree that in the course of your use of the Website, you may be exposed to content on the Website that is illegal, inaccurate, offensive, indecent or objectionable and you hereby waive, any legal or equitable rights or remedies you have or may have against REIMU with respect thereto.
The Website may allow you and other users to submit, post, transmit and share content, which may include, without limitation, personal and representative profiles and information sheets on certain private companies or other issuers, streaming feeds articles, documents, brochures, presentations, pictures, images, audiovisual works, other information materials and any user comments or other unedited or third party content submitted by you and other users on or through the Website (collectively, “User Content”). With respect to such User Content submitted by you or any other person, you represent, warrant and affirm as follows:
User Content is made available on or through the Website for informational purposes only and is not otherwise reviewed or controlled by REIMU. You understand that REIMU does not guarantee any accuracy or confidentiality with respect to any such User Content, and strongly recommends that you think carefully about what you transmit, submit or post to or through the Website.
User Content you submit will not: (i) infringe, violate, or misappropriate any third-party right, including any copyright, trademark, patent, trade secret, moral right, privacy right, right of publicity, or any other intellectual property or proprietary right; (ii) violate any applicable laws, rules or regulations (including, without limitation, United States federal and state securities or blue sky laws or regulations, securities exchange or self-regulatory organization’s rules or regulations, or equivalent laws or regulations in foreign jurisdictions); or (iii) require obtaining a license from or paying any fees and/or royalties to any third party, unless you and REIMU otherwise agree.
All User Content and any information contained in such User Content are the sole responsibility of the person(s) who originated such User Content. This means that you, and not REIMU, are entirely responsible for all User Content that you upload, post, transmit, or otherwise make available through the Website as well as any consequences of submitting and publishing your User Content on the Website. You affirm, represent, and warrant that you own or have the necessary licenses, rights, consents, and permissions to publish User Content you submit; and you license to REIMU all patent, trademark, trade secret, copyright or other proprietary rights in and to such User Content for publication on the Website.
By submitting User Content, you hereby grant REIMU and its affiliates, sublicensees, partners, designees, and assignees a worldwide, non-exclusive, royalty-free, sub-licensable and transferable license to use, reproduce, distribute, prepare derivative works of, display, and perform the User Content for promotion, redistribution or any other purposes and in any media formats or channels.
You hereby grant each user a non-exclusive license to access your User Content through the Website, and to use, reproduce, distribute, display and perform such User Content as permitted through the functionality of the Website and under these Terms. The above licenses granted by you in User Content you submit to the Website shall not terminate. You understand and agree that REIMU may retain copies of your User Content even though it has or they have been removed or deleted.
You may be exposed to User Content that is, without limitation, inaccurate, inappropriate, misleading, unlawful, offensive or otherwise objectionable and REIMU makes no representations or warranties regarding any User Content, is not responsible for the accuracy, usefulness, or intellectual property rights of or relating to any User Content and does not endorse any User Content submitted or any opinion, recommendation, or advice expressed. All User Content is offered “AS IS” and “AS AVAILABLE”.
Infringe Rights: You agree not to upload, post, email, transmit, submit, or otherwise make available through the Website or Service any material or content that infringes any patent, trademark, copyright, trade secret or other proprietary right of any party, unless you are the owner of such rights or have the permission of the owner to post such content. You further agree to not take any action that infringes any patent, trademark, trade secret, copyright, right of publicity, or other right of any other person or entity, or violates any law or contract, including removing any copyright, trademark or other proprietary rights notices contained in or on the Website.
Distribution without Consent: You agree not to distribute in any medium any part of the Website or Service or any content available thereon without REIMU’s prior written authorization. The only exceptions are where REIMU makes available the means for such distribution through functionality offered in the Website.
Alterations or Modifications: You agree not to alter or modify any part of or information contained in the Website.
Submitting False, Defamatory or Harassing Information: You agree not to upload, post, email, transmit or submit or otherwise make available through the Website inappropriate, defamatory, infringing, obscene, false, misleading, inaccurate, harassing, threatening or unlawful material or content or imply that such content is sponsored or endorsed by REIMU, any of its affiliates or any third parties. You further agree not to take any action that would defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
Unlawful Purposes: You agree not to use the Website for any illegal or unauthorized purpose (including, without limitation, in violation of any United States federal and state consumer protection, anti-money laundering, anti-corruption, unfair competition, and anti-discrimination laws or regulations or equivalent laws or regulations in foreign jurisdictions).
Non-Public Areas: You agree not to access, tamper with, or use non-public areas of the Website or any other computer systems or networks connected to the Website.
Breach of Security Measures: You agree not to breach any of REIMU’s security or authentication measures.
Unauthorized Access or Contact: You agree not to gain unauthorized access to the Website, any other REIMU affiliated website or service, or the computer systems or networks connected to the Website through hacking, password mining or any other means. You further agree not to contact any party or user other than as allowed through the Website.
Generate Artificial Traffic: You agree not to use the Website to artificially generate traffic or page links to a website or for any other purpose not expressly allowed under these Terms.
Commercial Uses: You agree not to use the Service for any commercial uses or purposes, unless you obtain REIMU’s prior written consent and approval. Such commercial uses include but are not limited to: (i) soliciting other users for investments of any kind; (ii) offering or selling any products or services of any kind; (iii) making investment recommendations to other users; and (iv) advertising, sponsorships, or promotions placed on or within the Website.
Disabling Security Features: You agree not to circumvent, disable or otherwise interfere with security-related features of the Website or any other computer systems or networks connected to the Website. You also agree not to circumvent, disable or otherwise interfere with features that prevent or restrict use or copying of any material or content or enforce Website or content use limitations.
Impersonation. You agree not to impersonate any person or entity, including any employee or representative of REIMU, or falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of any materials.
Other: You agree not to: (i) use the Website or take any action that imposes or may impose (as determined by REIMU in its sole discretion) an unreasonable or disproportionately large load on REIMU’s or its third-party providers’ infrastructure or that could damage, disable, overburden, or impair the Website, or interfere with any other party’s use and enjoyment of the Website; (ii) interfere or attempt to interfere with the proper working of the Website or any activities conducted on the Website; (iii) bypass any measures the REIMU may use to prevent or restrict access to the Website (or other accounts, computer systems, or networks connected to the Website); (iv) run Maillist, Listserv, or any form of auto-responder or “spam” on the Website; (v) use any robot, spider, site search/retrieval application, or other device to retrieve or index any portion of the Website or collect information about users for any unauthorized purpose; or (vi) transmit any viruses, worms, defects, Trojan horses, or any items of a destructive nature.
We reserve the right to investigate and terminate your membership if you have misused the Service, or behaved in a way which could be regarded as inappropriate or whose conduct is unlawful or illegal.
MODIFICATIONS TO SERVICE
REIMU reserves the right at any time to modify or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice. You agree that REIMU shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Service.
BLOCKING OF IP ADDRESSES
In order to protect the integrity of the Service, REIMU reserves the right at any time in its sole discretion to block certain IP addresses from accessing the Website.
REIMU does not permit infringement of intellectual property rights on the Website and REIMU will remove copyright infringing activities or related User Content if REIMU is properly notified that such User Content infringes on another’s intellectual property rights. If you believe that your work has been copied in a way that constitutes copyright infringement, or that any material on the Website violates these Terms or your intellectual property rights, please notify us as soon as possible by sending an email to firstname.lastname@example.org, or by contacting REIMU Agent, with the following information pursuant to the Digital Millennium Copyright Act (“DMCA”) (please confirm these requirements with your legal counsel, or see the U.S. Copyright Act, 17 U.S.C. §512(c)(3), for more information): (i) an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest; (ii) a description of the copyrighted work that you claim has been infringed; (iii) a description of where the material that you claim is infringing is located on the Website, sufficient for REIMU us to locate the material; (iv) your contact information, including your address, telephone number, and email address; (v) a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and (vi) a statement by you that the information in your notice is accurate and, under penalty of perjury, that you are the copyright owner or authorized to act on the copyright owner’s behalf.
Please Contact Us for REIMU’s Copyright Agent for notice of claims of copyright infringement.
For the avoidance of doubt, only DMCA notices should go to our Designated Copyright Agent. You acknowledge that if you fail to comply with all of the requirements of this section, your DMCA notice may not be valid. We reserve the right to remove User Content alleged to be infringing or otherwise illegal without prior notice and at our sole discretion. In appropriate circumstances, REIMU will terminate a user’s account if the user is determined to be a repeat infringer.
The Website may allow you to correspond or otherwise interact with other users who may provide you with investments, investment information, advice, services and/or events, or provide you with other information about various companies or organizations. You acknowledge that such other users are not affiliated with or controlled by REIMU or its affiliates, and REIMU cannot influence the investments, information, advice or services provided by them. Your correspondence or interaction with other users is solely between you and such other users. You agree that REIMU and its affiliates will not be responsible or liable for any loss or damage of any sort incurred as the result of any interactions between you and other users. Furthermore, if you provide any investments, information, advice or services to other users through the Website, you acknowledge that you are not affiliated with, or controlled or influenced in any way by, REIMU or its affiliates.
If you have a dispute with one or more users, you irrevocably and forever release REIMU (and REIMU’s affiliates, officers, directors, agents, subsidiaries, joint ventures and employees) from claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, arising out of or in any way connected with such disputes. If you are a California resident, you waive California Civil Code Section 1542, which says: “A general release does not extend to claims which the creditor does not know or suspect to exist in his or her favor at the time of executing the release, which if known by him or her must have materially affected his or her settlement with the debtor.”
THIRD PARTY CONTENT
USE OF LINKS
Account termination may result in the forfeiture and destruction of all information associated with your account. If you wish to terminate your account, you may do so by contacting REIMU customer service or by deleting your account and discontinuing your use of the Website. Any fees paid to us are non-refundable, unless otherwise specified and you shall remain obligated to pay all outstanding charges, if any, relating to your use of the Website prior to such termination. All provisions of these Terms that by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
MODIFICATION OF AGREEMENT
REIMU reserves the right, in its sole and absolute discretion and without any prior notice to you, to modify, correct or replace any of these Terms, or change, suspend, or discontinue the Website at any time. Such modification shall become a part of these Terms and is automatically effective once posted on the Website. This Agreement may not be orally amended. REIMU may also impose limits on certain features and services or restrict your access to all or a part of the Website without notice or liability. It is your responsibility to check these Terms periodically for changes. Your continued use of the Website following the posting of any changes to the Terms constitutes your acceptance of those changes.
YOU AGREE THAT YOUR USE OF THE WEBSITE AND ANY INVESTMENTS, CONTENT, PRODUCTS, SERVICES, OR FEATURES MADE IN CONJUNCTION WITH OR THROUGH THE SITE SHALL BE AT YOUR SOLE RISK AND UNLESS OTHERWISE EXPRESSLY STATED BY REIMU, ARE PROVIDED “AS IS” AND “AS AVAILABLE”. TO THE FULLEST EXTENT PERMITTED BY LAW, REIMU, ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SERVICE AND YOUR USE THEREOF, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OF PROPRIETARY RIGHTS, COMPLIANCE WITH UNITED STATES FEDERAL AND STATE LAWS OR REGULATIONS, AND EQUIVALENT LAWS OR REGULATIONS IN FOREIGN JURISDICTIONS, CORRECTNESS, ACCURACY AND RELABIILITY.
REIMU HAS NO CONTROL OVER AND NO DUTY TO TAKE ANY ACTION REGARDING AND MAKES NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THIS SITE’S CONTENT OR THE CONTENT OF ANY SITES LINKED TO THIS SITE AND ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY:
ERRORS, OMMISSIONS, MISTAKES, OR INACCURACIES OF CONTENT,
PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE SITE,
ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SERVERS AND/OR ANY AND ALL PERSONAL AND/OR FINANCIAL INFORMATION STORED THEREIN,
ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM OUR WEBSITE,
ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH OUR SITE BY ANY THIRD PARTY, AND/OR
ANY ERRORS OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, EMAILED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE SITE.
REIMU DOES NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY OR ANY HYPERLINKED SERVICES AND REIMU WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES.
REIMU AND ITS AFFILIATES HAVE NO SPECIAL RELATIONSHIP WITH OR FIDUCIARY DUTY TO YOU AND WITHOUT LIMITING THE FOREGOING, MAKE NO REPRESENTATION OR WARRANTY WITH RESPECT TO THE MERITS AND RISKS OF ANY INVESTMENTS MADE BY OR THROUGH THE SITE. AS WITH THE PURCHASE OF A PRODUCT OR SERVICE THROUGH ANY MEDIUM OR IN ANY ENVIRONMENT, YOU SHOULD USE YOUR BEST JUDGMENT AND EXERCISE CAUTION WHERE APPROPRIATE.
REIMU IS NOT RESPONSIBLE FOR VERIFYING THAT ANY INVESTOR OR USER IS AN ACCREDITED INVESTOR BEYOND REVIEWING INFORMATION SUBMITTED DIRECTLY TO REIMU. REIMU DOES NOT RECOMMEND ANY INVESTMENT OPPORTUNITIES SPECIFICALLY TO OR FOR ANY USER OR ENDORSE THEIR SUITABILITY FOR INVESTMENT BY ANY SPECIFIC USER.
CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.
LIMITATION OF LIABILITY
IN NO EVENT SHALL REIMU, ITS OFFICERS, DIRECTORS, EMPLOYEES, PARTNERS, SUPPLIERS, CONTENT PROVIDERS OR AGENTS, BE LIABLE TO YOU UNDER CONTRACT, TORT, STRICT LIABILITY, NEGLIGENCE OR ANY OTHER LEGAL OR EQUITABLE THEORY ARISING OUT OF OR RELATING TO THE CONDUCT OF YOU OR ANYONE ELSE IN CONNECTION WITH THE USE OF THE SERVICE OR YOUR USE OF THE WEBSITE, FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, CONSEQUENTIAL OR ANY OTHER DAMAGES.
THE FOREGOING INCLUDES, WITHOUT LIMITATION, DAMAGES FOR BODILY INJURY, EMOTIONAL DISTRESS, AND/OR ANY OTHER DAMAGES RESULTING FROM COMMUNICATIONS OR MEETINGS WITH OTHER REGISTERED USERS OF THIS SERVICE OR PERSONS YOU MEET THROUGH THIS SERVICE. YOU AGREE TO TAKE REASONABLE PRECAUTIONS IN ALL INTERACTIONS WITH OTHER MEMBERS OF THE SERVICE, PARTICULARLY IF YOU DECIDE TO MEET OFFLINE OR IN PERSON. YOU SHOULD NOT PROVIDE YOUR FINANCIAL INFORMATION (FOR EXAMPLE, YOUR CREDIT CARD OR BANK ACCOUNT INFORMATION) TO OTHER MEMBERS.
THE FOREGOING LIMITATION OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION. THIS LIMITATION OF LIABILITY ALSO APPLIES WITH RESPECT TO DAMAGES INCURRED BY YOU BY REASON OF ANY PRODUCTS OR SERVICES SOLD OR PROVIDED ON ANY LINKED SITES OR OTHERWISE BY THIRD PARTIES OTHER THAN REIMU AND RECEIVED THROUGH THE SITE OR ANY LINKED SITES.
IN NO EVENT WILL REIMU OR ITS AFFILIATES’, CONTRACTORS’, EMPLOYEES’, AGENTS’, OR THIRD-PARTY PARTNERS’ OR SUPPLIERS’ LIABILITY TO YOU FOR DAMAGES, LOSSES, AND CAUSES OF ACTION ARISING OUT OF OR RELATING TO THIS AGREEMENT, YOUR USE OF THE WEBSITE, OR YOUR INTERACTION WITH OTHER USERS (WHETHER IN CONTRACT, TORT INCLUDING NEGLIGENCE, STRICT LIABILITY, WARRANTY, OR OTHERWISE) EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESS TO OR USE OF THE SITE OR ANY PART THEREOF, OR ONE HUNDRED DOLLARS, WHICHEVER IS GREATER.
APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN SUCH CASES, REIMU’S LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.
This defense and indemnification obligation will survive this Agreement and your use of the Website. REIMU reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will assist and cooperate with us in asserting any available defenses.
Accessing the Website is prohibited from territories where the Website or any content thereon is illegal. If you access the Website from other locations, you do so at your own initiative and are responsible for compliance with local laws.
GOVERNING LAW; ARBITRATION
This Agreement (and any further rules, policies, or guidelines incorporated by reference) shall be governed by and construed and enforced in accordance with the laws of the State of Utah as they apply to agreements entered into and to be performed entirely within Utah between Utah residents, without giving effect to any principles of conflicts of law. By your agreement to the Terms and your use of the Website, you agree to submit to personal jurisdiction in Utah for all purposes, and you agree to waive, to the maximum extent permitted by law, any right to a trial by jury for any matter.
Unless otherwise agreed in writing by you and REIMU, any dispute arising out of or relating to the Terms, or any breach thereof, shall be finally resolved by binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules, or such arbitration body as required by law, rule or regulation, and final judgment upon the award rendered by the arbitrator may be entered in any court having jurisdiction. The arbitration will be conducted in the English language before a single arbitrator in Utah. Such arbitration must be commenced within one (1) year after the claim or cause of action arises. Judgment on any award entered by the arbitrator may be entered in any court having jurisdiction thereof. Notwithstanding the foregoing, either REIMU or you may apply to any court of competent jurisdiction for injunctive relief without breach of this arbitration provision.
Any cause of action arising out of or related to the Website, and all products and services offered via the Website must commence within one (1) year after the cause of action accrues. Otherwise, such cause of action is permanently barred. You acknowledge and agree that you may bring claims against REIMU only in an individual capacity and not as a plaintiff or class member in any purported class or representative proceeding.
ELECTRONIC DELIVERY AND NOTICE POLICY
By using the Website, you consent to receive from REIMU, or any of its affiliates, officers, directors, partners, agents, or employees, all communications, including notices, agreements, legally required disclosures, or other information in connection with the Website or investment offerings made available to you via the Website (collectively, “Notice Information”) electronically. REIMU may provide the electronic Notice Information by posting it on the Website or sending the Notice Information to the email address you provided to us during the account registration process. If you desire to withdraw your consent to receive Notice Information electronically, you must discontinue your use of the Website. Except as explicitly stated otherwise, legal notices will be served, with respect to REIMU and the Website to email@example.com.
Electronic Communication Privacy Act Notice (18usc 2701-2711): REIMU makes no guaranty of confidentiality or privacy of any communication or information transmitted on the Website or any website linked to the Website. REIMU will not be liable for the privacy of email addresses, registration and identification information, disk space, communications, confidential or trade-secret information, or any other content stored on REIMU’s equipment, transmitted over networks accessed by the Website, or otherwise connected with your use of the Website.
We provide assistance and guidance through our Contact Us form found on the Website.
BY THE USE OF THIS SITE, I HAVE READ THIS AGREEMENT AND AGREE TO ALL OF THE PROVISIONS CONTAINED ABOVE.
Copyright (c) REI Mastery U, LLC. 2018 – All Rights Reserved.
We at REI Mastery U, LLC ( “REIMU”, “we”, “us”, or “our”) are concerned about the privacy of ‘Personally identifiable information’ (PII) that you give us when you use https://bregliolaw.com, our REIMUg, or our app (collectively referred to as the “Website”). PII, as used in US privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context.
Our home page and certain information in our Website about us, and our business, are open to the general public. While you do not provide us with PII in order to access the public areas of our Website, we reserve the right to collect statistical data and other information about visitors to the Website.
We do collect PII and financial information from you when you register to use the password-protected areas of the Website. Additional PII and financial information may be gathered from you during your subsequent use of the Website, or through electronic or verbal communications with you intended to follow up on and/or verify your information after registration.
You should anticipate that the PII and financial information we will request from you in the registration process will include:
- Your name, email address, phone number, income and net worth levels, employer, and job title.
- Personal data required to verify your identity and to establish a password and associated security questions.
- Personal and financial data necessary to assess your accredited and/or qualified eligibility to invest in opportunities offered through the Website, which could include personal tax returns, personal financial statements and/or letters from an attorney, accountant, investment adviser or broker verifying your accredited status.
- Information about your visits to and use of this Website to help us maintain the appropriate features, functionality and user experience.
We may also gather names and email addresses of users who have not registered, but contact us through the Website with questions about our company or our services, sign up for our newsletter, or respond to survey or marketing communications. We may collect and retain this information for the purpose of responding to such inquiries, statistical data and quality control purposes and in the case of job applicants who submit resumes.
Finally, we may collect general information about all visitors to our Website, such as your IP address, geographical location, browser type, referral source, length of visit, and page views through the use of log files. We use this information in the administration of the Website to improve its usability, evaluate the user experience, for search engine optimization strategies and to better identify investment opportunities to be offered through the Website.
How do we use your personal information?
REIMU considers the protection of the privacy of your PII and financial information to be an important goal. We do not, sell, trade, or otherwise disclose your personal identifying and financial information without your permission to anyone other than to our affiliates; or to third parties that assist us in providing you with services.
Notwithstanding the foregoing, we reserve the right to disclose any personal information about you to any person or entity, including, without limitation, any governmental agency, regulatory authority or self-regulatory organization having jurisdiction over us or our affiliates if we determine in our discretion that such disclosure is necessary or advisable pursuant to or in connection with any United States federal, state or local, or non-U.S., law, rule, regulation, executive order or policy.
Where can you view and correct your information?
How do we protect visitor information?
We limit access to the personal identifying and financial information we have about you to those employees who have a legitimate business need to access such information, and who are required to keep such information confidential. In keeping with industry standards and practices, we maintain appropriate physical, electronic and procedural safeguards and controls to protect your information. The Website is built upon an infrastructure with multiple layers of protection and we use encryption technologies to safeguard your information.
Our website is scanned on a regular basis for security holes and known vulnerabilities in order to make your visit to our site as safe as possible. However, no security is foolproof and we cannot assure you your personal information will not be “hacked”. If we learn of a security systems breach, then we may attempt to notify you electronically or by other means so that you can take appropriate protective steps. We may also post a notice on or through the Website in the event of a security breach.
You can take several precautions to protect the security of your computer and personal information. For instance, you can use a well-chosen password, and restrict access to your email account. You can also install and regularly update antivirus and firewall software to protect your computer from external attacks by malicious users. When you are finished with a session on the Website, be sure that you log out and close the browser window.
You should also be aware of fraudulent attempts to gain access to your personal identifying and/or financial information known as “phishing,” whereby scammers try to bring unsuspecting people to a website by using a genuine-looking email and webpage purporting to be from a legitimate company. Sometimes, either in the email itself or on this fake site appearing to be genuine site, scammers will ask for your login information so they can then gain access to your user profile and ultimately your personal identifying and financial information. In general, you can protect yourself against phishing by never providing personal or login information via a link contained in an email; instead, go the website directly by typing in the correct URL. You might also make it a habit to check the URL of a website to be sure that it begins with the correct domain.
REIMU will never call you by telephone or send you an email asking you for your login information. In the event we need to reach you or you need to reach us to discuss your use of the Website or personal information, we will use other security measures to verify our collective identities, which will not require your login information. Accordingly, if you receive a telephone call or e-mail requesting your login information, you should not provide your information, assuming it to be an attempt at phishing, and we would appreciate if you would e-mail us at firstname.lastname@example.org and report the incident.
Do we use ‘Cookies’?
We (and certain of our service providers, such as Google Analytics) may also collect web surfing data. This may include, for example, information regarding our web pages that you access, the frequency of your access, and your product and service preferences. This data collection may be accomplished by using cookies, web beacons, page tags or similar tools that are set when you visit the Website. Such web surfing data may include your Internet Protocol (IP) address, browser type, Internet service provider (ISP), referring or exit pages, click stream data, operating system and the dates and times that you visit the Website. Web surfing data and similar information may be used for administrative purposes, to assess the usage, value and performance of our online products and services, and to improve your web-surfing experience. As with cookies, the web surfing information collected is aggregated, anonymous “click stream” and transactional data.
Links to Other Sites
How does our site handle do not track signals?
We honor do not track signals and do not track, plant cookies, or use advertising when a Do Not Track (DNT) browser mechanism is in place.
Does our site allow third-party behavioral tracking?
It’s also important to note that we allow third-party behavioral tracking.
COPPA (Children Online Privacy Protection Act)
When it comes to the collection of personal information from children under 13, the Children’s Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, the nation’s consumer protection agency, enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect children’s privacy and safety online.
We do not specifically market to children under 13.
Fair Information Practices
The Fair Information Practices Principles form the backbone of privacy law in the United States and the concepts they include have played a significant role in the development of data protection laws around the globe. Understanding the Fair Information Practice Principles and how they should be implemented is critical to comply with the various privacy laws that protect personal information.
Should a data breach at any time, we will, in accordance with the Fair Information Practices, notify users via email within 7 business days of discovering any such data breach.
We also agree to the Individual Redress Principle, which requires that individuals have a right to pursue legally enforceable rights against data collectors and processors who fail to adhere to the law. This principle requires not only that individuals have enforceable rights against data users, but also that individuals have recourse to courts or government agencies to investigate and/or prosecute non-compliance by data processors.
CAN SPAM Act
The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped from being sent to them, and spells out tough penalties for violations.
We collect your email address in order to:
- Send information, respond to inquiries, and/or other requests or questions.
- Process orders and to send information and updates pertaining to orders.
- We may also send you additional information related to your product and/or service.
- Market to our mailing list or continue to send emails to our clients after the original transaction has occurred.
In accordance with CANSPAM we will:
- NOT use false or misleading subject headings or email addresses.
- Identify the message as an advertisement in some reasonable way.
- Include the physical address of our business or site headquarters.
- Monitor third-party email marketing services for compliance, if one is used.
- Honor opt-out/unsubscribe requests quickly.
- Allow users to unsubscribe by using the link at the bottom of each email.
If at any time you would like to unsubscribe from receiving future emails, you can email us at email@example.com In addition, instructions for unsubscribing from future emails are included at the bottom of each email. Follow those instructions and we will promptly remove you from ALL correspondence.
REI Mastery U, LLC
234 E 2100 South
Salt Lake City, UT 84115
Last Edited on 2019-6-10